Our IRA Plans are a safe way to save for your family's future; be it college, retirement or both.

We offer all of our innovative certificates of deposit (CollegeSure, InvestorSure, Fixed Rate CDs) through both a traditional IRA and Roth IRA.

• View the IRA & ESA Highlights Brochure

Retirement / College

IRAs are established by individual taxpayers who may contribute 100% of compensation up to a set maximum dollar amount. Contributions to a Traditional IRA may be tax deductible depending on the taxpayer's income, tax filing status and coverage by an employer-sponsored retirement plan. Interest earned within the account is tax-deferred. Roth IRA contributions are not tax-deductible, however qualified withdrawals, including accumulated interest are tax-free.

Traditional IRA

A College Savings Bank Traditional IRA is appropriate for investors seeking:

• tax deductible contributions;
• tax-deferred accumulation of interest;
• penalty-free withdrawals for college;
• shelter from financial aid considerations; and
• asset control.

Traditional IRA Forms

• Designation of Beneficiary
• Recharacterization Request
• Rollover Certification
• Transfer Request
• Withdrawal Statement

Roth IRA

A College Savings Bank Roth IRA is appropriate for investors seeking:

• tax-free distributions;
• tax-deferred accumulation of interest;
• tax-free withdrawals for college;
• shelter from financial aid considerations; and
• asset control.

Roth IRA Forms

• Direct Conversion Request
• Direct Rollover Request
• Designation of Beneficiary
• Excess Worksheet
• Recharacterization Request
• Rollover Certification
• Transfer Request
• Withdrawal Statement

College Savings Bank IRA and ESA Plans offer the security of FDIC insurance and principal protection.

The IRA and ESA Plans from College Savings Bank are a safe way to save for your family's future, whether it be college, retirement or both. Our innovative FDIC-insured certificates of deposit (CDs) are available through both a Traditional IRA and Roth IRA, as well as a Coverdell ESA account.

Learn more about an IRA or ESA from College Savings Bank. Download the Enrollment Kit today!

IRA/ESA Enrollment Kit