CollegeSure Rates

CollegeSure CDs pay interest each year they remain outstanding at a variable interest rate equal to the prior July 31 college inflation rate, as measured by the College Board's Independent College 500® (IC500) Index change less an issue margin determined at the Contribution Date. The variable interest rate will be subject to a maximum rate (or cap) which is also determined at the Contribution Date. The interest rate will be reset on July 31 each year based on the change in the IC500 Index and the interest rate cap. The College Inflation Rate is 3.25%, as of July 31, 2016.

CD Term
Issue Margin
Interest Rate Cap
1st Year APY*
Maximum Interest Rate*
Less than 3 years 2.52% 3.00%  0.73% 3.73%
3 years or more,
yet less than 5 years
1.94% 3.00% 1.31% 4.31%
5 years and over
1.47% 3.00% 1.78% 4.78%

*APY (Annual Percentage Yield) is accurate as of July 31, 2021. Any interest rate change will become effective after 2:00 pm Eastern Time. Rates are subject to change and may change without notice.

For more information, view the CollegeSure CD Terms and Conditions.