* The Federal Deposit Insurance Corporation (FDIC) generally insures, with respect to each FDIC-insured institution, deposit accounts that are held in the same right and capacity up to the maximum amount set by federal law, currently $250,000. An account owner’s interest in the insurable balance of a College Savings Bank, a Division of NexBank SSB CD account is insured by the FDIC on a pass-through basis, together with any other deposit accounts the account owner holds at College Savings Bank, a Division of NexBank SSB, in the same right and capacity, up to the maximum amount.



College 529 Plans
2515 McKinney Avenue, Suite 1100
Dallas, Texas  75201


InvestorSure Rates

Interest rate and annual percentage yield (APY) are not determined until maturity of the InvestorSure CD. While historical rates of return are never a guarantee of future performance - if InvestorSure CDs were available, the previous 80 maturing CDs (ending May 1, 2014) would have produced an average APY of 3.40%.

InvestorSure CD: 20- 10- and 5-Year Historical Rates1 of Return with Avg. APY at 70%
Issue Date Range
Maturity Date Range
No. of CDs
Avg. APY of Every Maturing CD Over Date Range
8/1/1989-5/1/2009
8/2/2004-5/1/2014
80
3.40%
8/2/1999-5/1/2009
8/2/2004-5/1/2014
40 1.33%
8/2/2004-5/1/2009
8/3/2009-5/1/2014
20 1.16%

 

Note:

  1. The InvestorSure CD was introduced to the market on February 1, 2008. Historical analysis is purely hypothetical and applies the current product upside payment formula to a period of time in which the product was not available.


The InvestorSure CD will be issued 4-times a year, but College Savings Bank, a Division of NexBank SSB will accept funds everyday for the investment. Contributions will be held in an Accumulator account until issue date. Accumulator accounts with a balance of $250 or more will automatically purchase an InvestorSure CD.


For more information, view the InvestorSure CD Terms and Conditions.